Loan Modifications are not working anymore!

• Banks Want To Foreclose
  Banks do not have a financial incentive to modify mortgages any longer. Banks would much rather foreclose on the property today and get to liquidate it at today's market value. Their alternative is to most likely foreclosure on the property a year from now at a substantially reduced market value - it is projected that property values will decrease an additional 20% in 2011.

• 94% Denial Rate
  Banks are denying 94% of all modification requests. If the bank does give the homeowner a modification, it will most likely save them only a couple of dollars a month and will not reduce the principal balance.

• Endless Paperwork
  Every bank wants updated documents (bank statements, pay check stubs, 4506ts and so on). They will even lose your paperwork and set impossible deadlines to get them a new package. This is another tactic they use to discourage homeowners and make them go away.

• Misappropriation of TARP Money
  Banks misappropriated billions of dollars they took in the government bailout program. All they are doing now is playing a game with homeowners and going through the semantics of the modification process with no real intent of modifying.

NEW MORTGAGE LITIGATION PROGRAM OVERVIEW!

The Mortgage Litigation process is when attorneys sue the lender/bank on behalf of homeowners. Over the past decade, homeowners have fallen victim to deceptive practices by their lender in the way their mortgages have been implemented, recorded, transferred, and executed.

One of the overlying themes that  law firms are discovering in the majority of these cases is the securitization of mortgages. Over the past 10 years, lenders thought they had found an efficient and cheap way to buy and sell mortgages. Lender’s business practices were focused on making money any way they could with very little regulation. This was securitization, where they would routinely bundle large amounts of mortgage notes and electronically transfer them to large investment pools over and over again. As a result, these transfers were not properly recorded; therefore, it is being challenged that banks rightfully own these mortgages, and that they have been illegally collecting payments and fraudulently performing foreclosure actions.

Our attorneys will file a lawsuit in the US court system against the homeowner’s bank! This takes the decision making ability away from the banks and offers the homeowner to get equitable justice.

When lenders are forced into this position, you win!

Welcome to Consumer Credit Relief!

Consumer Credit Relief is one of the leading and most reliable Debt Settlement and Mortgage Litigation companies in the U.S. We endeavor to improve our clients' quality of life by providing education on the credit and mortgage industry, managing programs to negotiate payment for debts, and by reducing the stress linked to dealing with creditors and lenders.

Debt Settlement is the fastest and least expensive way to get out of credit debt. Often referred to as debt relief or debt negotiation, Debt Settlement is a smart and ambitious approach to debt reduction on credit cards and it is best suited for individuals that are considering filing for bankruptcy protection. Debt Relief is a process of negotiating with creditors to accept compensation that is fewer than the complete sum of the total debt. Your money will accrue in a special settlement account until sufficient funds have been saved to pay off the creditor through a settlement, and afterwards the course repeats until the debt has been finally paid off completely. Creditors are willing to make settlements on credit card debt because they are losing billions of dollars every year from people who are late on their payments or filed for bankruptcy. Join our debt settlement program today, save thousands of dollars and get instant financial relief.

Banks got caught! Mortgage Litigation is an actual lawsuit filed against your lender in a court of law. Mortgage Litigation is not a Loan Modification. By suing the mortgage’s lender, homeowners could modify their existing loan, reduce principal balance and even get large amounts in cash settlements. Mortgage Litigation is the new alternative to loan modification for consumers who want to lower their mortgage payments, save their house and stop foreclosure. Through litigation, homeowners could get a moratorium on their monthly mortgage payments and a foreclosure injunction. Loan Modifications are no longer working. Mortgage Litigation is the only real choice when it comes to legitimately helping homeowners in today’s housing crisis. 

Debt Relief and Mortgage Litigation go hand by hand. If you are facing problems with your mortgage and credit card debt, make sure you consider Debt Settlement and Mortgage Litigation and get the help you deserve today.Visit us today at: www.consumercr.com